Coverage Built for Bedliner & Coating Shops
Garagekeepers, general liability, completed operations, pollution, and equipment coverage built for spray-on bedliner and protective coating shops. From single-bay independents to franchise operations — same-day quotes, competitive rates.
Most Requested Program
Garagekeepers + GL + Completed Ops
Tailored to your shop
Coverage Options
Insurance Built for Coating Shops
Every coverage a spray-on bedliner shop needs — from garagekeepers on the customer trucks in your bays to the equipment, completed work, and people behind the gun.
Why Choose Us
Why Coating Shops Choose Us
We specialize in insurance for spray-on bedliner and protective coating shops. That means we understand garagekeepers, your overspray and coating-failure exposures, and exactly what your landlord, franchisor, and fleet accounts require.
Coating-Shop Specialists
We understand garagekeepers, completed-operations coating failures, isocyanate pollution exposure, and the safety controls carriers reward with lower rates.
Competitive Rates
Access to carriers that price coating and auto-service risk fairly — not generalists who lump you in with body shops and misprice your exposure.
Same-Day Certificates
Need a COI or additional-insured endorsement for your landlord, franchisor, or a fleet account by tomorrow morning? We issue certificates same-day so you never lose a contract.
Licensed in All 50 States
Whether you run one bay or several locations, we can bind the coverage your lease, franchise, and fleet contracts require, wherever you operate.
Founded in 2005
20+ years serving American businesses. We've seen the market cycles and we know which carriers actually pay coating-shop claims.
Claims Advocacy
When a loss happens, you get a direct advocate who knows your operation — not a carrier call-center queue.
How It Works
Get Insured in 3 Simple Steps
From initial quote to bound coverage — our process is designed for busy shop owners who don't have time to waste.
Tell Us About Your Shop
Answer a few quick questions about your services, revenue, equipment, employees, and the vehicles you take in.
Review Your Quote
We shop carriers that specialize in coating and auto-service risk and present competitive options — garagekeepers, GL, completed operations, pollution, property, and package discounts.
Get Insured Today
Bind coverage and receive your certificates same-day — additional-insured endorsements for your landlord, franchisor, or fleet account issued immediately after binding.
Years Insuring Businesses
Licensed Nationwide
Shops Protected
Quote Turnaround
The Difference
Why Coating Shops Work With Us
A specialist agency that understands the trucks in your bays — and the risk that comes with them.
We Know Coating Shops
Garagekeepers, completed operations, isocyanate pollution exposure, and equipment coverage — we understand how a spray-coating shop actually creates risk.
One Program, No Gaps
GL, garagekeepers, completed operations, pollution, property, and workers comp built to work together — so a claim never falls between two policies.
Built for Spray-On Shops
From single-bay independents to multi-location and franchise (LINE-X, Rhino-style) operations, we place coverage with carriers that understand coating risk.
Certificates That Keep Up
Need a COI or additional-insured endorsement for your landlord, franchisor, or a fleet account by tomorrow? We issue certificates same-day so you never lose a contract.
Claims Advocacy
When a loss happens, you get a direct advocate who knows your operation — not a carrier call-center queue.
Licensed in All 50 States
Whether you run one bay or several locations, we can bind the coverage your lease, franchise, and fleet contracts require, wherever you operate.
FAQ
Common Questions
Ready to Protect Your Shop?
Get a comprehensive bedliner shop insurance quote in minutes. Same-day binding, same-day certificates. Over 20 years protecting American businesses.